Rising support for in-car cameras to tackle soaring bogus car insurance claims.
UK motorists believe on-board CCTV cameras could stop ‘crash for cash’ fraudsters in their tracks. Latest figures show 71 per cent of drivers believe introducing in-car cameras would help cut bogus car insurance claims.
This technology has already been tried and tested on UK roads. Leading vehicle CCTV and telematics provider to the commercial motor industry, Vision Unique Equipment (VUE), has witnessed a significant reduction in bogus car insurance claims after installing its technology is thousands of fleet vehicles in the UK.
According to research from the Association of British Insurers, insurance fraud is at a record high, reaching £1.3bn in 2013, with £811million of fraudulent claims attributed to car insurance. ‘Crash for cash’ car insurance scams were identified as the main contributor to a 34 per cent rise on the number of bogus car insurance claims. These scammers are driving up average motorist’s premiums by £90 per year.
Glen Mullins, managing director of VUE, said:
“There are approximately 23.3 million private cars on UK roads and fraudulent insurance claims are costing British drivers thousands of pounds each year, as well as driving up premiums.
“VUE is the leading supplier of in-vehicle CCTV camera systems to commercial fleets in the UK, helping protect them from fake insurance claims. This technology could protect private drivers too.
“Many ‘crash for cash’ fraudsters have witnesses on hand to claim that the crash was the other driver’s fault, enabling them to make an insurance claim for the damage, as well as whiplash injuries. CCTV technology is the only way to prove what actually happened. “CCTV technology from VUE is designed to record the events leading up to an accident and, crucially, the aftermath of a collision even with the engine switched off, can be used as court-admissible event. CCTV systems not only prove the cause of an accident but also record the speed at impact and how many people were involved.
“Front and rear facing CCTV recording cameras allow insurance companies to challenge fraudulent claims and offer protection for drivers who could otherwise be blamed for non-fault accidents.
“In-vehicle CCTV camera systems in private cars would help protect drivers from these fraudsters and I firmly believe CCTV technology will be able to bring these criminals to justice.”
With two in five drivers claiming they are considering fitting an in-car camera , vehicle CCTV is set to become commonplace on UK roads.
Based in Trafford Park, Manchester, VUE works with many of the UK’s largest commercial fleet operators and is recommended by major insurance companies. The CCTV and telematics company was awarded the Highly Commended Fleet Safety Product award at the BRAKE Fleet Safety Awards in 2013.
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